Flexible Payment & Most Insurance Accepted
We believe cost should never be a barrier to excellent dental care. PrimeCare Family Dental works with most major insurance plans and offers flexible payment options to fit every budget — at both our Lawrence, Indianapolis and 86th Street, Indianapolis locations.
Dental insurance plans we accept
We accept most major PPO dental insurance plans, plus Indiana Medicaid — including plans some other dental offices in the area don't take. Our team verifies your benefits before your appointment so you know exactly what's covered and what you'll owe, before any work begins.
Flexible payment options for every budget
We never want finances to prevent you from getting the dental care you need. Whether you're uninsured or have out-of-pocket costs, we have options to make treatment affordable.
How PPO and Medicaid coverage works at PrimeCare
Most of the commercial plans above are PPO plans, which means you get in-network savings while still having flexibility in choosing your dentist. Coverage typically breaks down into preventive care (cleanings and exams, often covered at or near 100%), basic procedures like fillings, and major services like crowns or root canals — each with its own coverage percentage depending on your specific plan.
Where we go further than many dental offices: we accept Indiana Medicaid, including Hoosier Healthwise for children, Hoosier Care Connect, and HIP for qualifying adults. If you've been told elsewhere that "no one takes Medicaid for dental," that's not the case at PrimeCare — our team can walk you through exactly what's covered under your specific Medicaid plan.
More about each insurance plan
Want more detail on a specific plan before you call? Expand any plan below for a quick overview of how it works.
Aetna (PPO)
Aetna offers comprehensive dental coverage through their Preferred Provider Organization (PPO) plans, providing access to a network of dentists and specialists.
Anthem BCBS
Anthem Blue Cross Blue Shield provides dental insurance coverage through their network of dentists, helping keep care affordable for individuals and families.
CIGNA
CIGNA offers a range of dental insurance plans, including PPO and DHMO (Dental Health Maintenance Organization) options, giving patients flexibility and choice.
Delta Dental
Delta Dental is one of the largest dental insurance providers in the country, offering a variety of plans and coverage options for individuals and families.
Guardian Dental Guard (PPO)
Guardian Dental Guard provides comprehensive coverage for preventive, basic, and major dental services.
Humana
Humana offers dental insurance plans with an extensive network of dentists, providing access to a wide range of dental services at reduced costs.
MetLife Preferred Dentist Program (PDP)
MetLife's PDP allows patients to choose from a large network of dentists and receive significant savings on dental treatments.
United Healthcare (PPO)
United Healthcare's dental insurance plans provide access to a network of dentists, with coverage for preventive, basic, and major dental services.
United Concordia
United Concordia offers comprehensive dental insurance plans that cover a wide range of preventive and restorative treatments.
Dentemax
Dentemax is a leading dental PPO network that provides access to a vast network of dentists, helping keep dental care affordable.
Maverest
Maverest offers dental insurance plans designed for individuals and families, with coverage for routine check-ups, cleanings, and more.
Indiana Medicaid (Traditional)
Indiana Medicaid provides comprehensive dental coverage to eligible individuals, including preventive, restorative, and emergency dental services.
Hoosier Care Connect
Hoosier Care Connect is a Medicaid program that offers dental coverage to qualifying individuals, ensuring access to necessary dental treatments.
HIP (Healthy Indiana Plan)
HIP is a Medicaid program that includes dental coverage for eligible participants, allowing them to receive essential dental care at reduced costs.
CareSource
CareSource offers dental coverage as part of its Medicaid plans, providing access to a network of dentists for various dental treatments.
Dental Health & Wellness (Envolve)
Dental Health & Wellness, administered by Envolve, offers comprehensive dental coverage for individuals enrolled in Medicaid.
DentaQuest
DentaQuest is a leading dental benefits administrator that partners with Medicaid programs, offering access to a network of dentists for essential dental services.
Medicaid FQHC (Traditional)
Medicaid FQHC (Federally Qualified Health Center) plans provide dental coverage through qualified health centers, helping ensure affordable dental care for eligible individuals.
Our benefits verification process
When you schedule, provide your insurance information and we'll verify your coverage, confirm your in-network status, and calculate your estimated out-of-pocket costs before treatment begins. No hidden fees, ever.
If you have questions about a specific procedure or your coverage, our patient care team is happy to walk through the details with you by phone before your visit.
Questions about your coverage?
Our team is happy to verify your benefits and answer any insurance or payment questions before your appointment.
